Make 2026 the Year You Find Your Dream Home

Struggling to buy? Here’s why Shared Ownership is the smart move.

So many happy customers made their move with us in 2025 and now it’s your turn. If you’ve been dreaming of owning a home but feel stuck renting or saving endlessly for a deposit, Shared Ownership could be the key to making 2026 the year you finally step onto the property ladder.

Why Shared Ownership makes homeownership achievable

Buying outright can feel impossible when house prices keep climbing and deposits take years to save. Shared Ownership changes the game: instead of buying the whole property, you purchase a share and pay rent on the rest. That means:

• A smaller deposit

• A lower mortgage

• A realistic path to owning your home sooner

It’s designed for households earning under £80,000 a year, and you don’t need to wait decades to save a huge deposit.

Affordability that works for you

In 2025, the average UK house price hit £267,200, with deposits averaging £53,000. Shared Ownership lets you buy a share — usually between 10% and 75% — so your deposit is based only on the portion you purchase. For example, buying 50% of a £200,000 home means a mortgage on £100,000, with a deposit of just £5,000.

That’s a far more achievable route compared to saving tens of thousands.

Easier than renting

Renting often feels like throwing money away. With Shared Ownership, your monthly payments go towards building equity in your home. Research shows it can even be cheaper than renting, and over time you can increase your share through “staircasing” — gradually owning more, up to 100% in many cases.

Plus, many Shared Ownership homes are new builds designed with energy efficiency in mind, helping you save on bills.

Long-term stability

Unlike renting, where landlords can raise rents or sell the property, Shared Ownership offers security. New leases now last up to 990 years — giving you peace of mind for the long term.

The new Shared Ownership model

Thanks to government changes, Shared Ownership is more appealing than ever:

• 990-year leases for lasting security

• A 10-year repairs allowance (up to £500 per year) for essentials like gas, electric, and water fixtures

• Easier staircasing options, including 1% increases per year with no fees

Ready to make 2026 your year?

People like you made their move with us in 2025 so why not make 2026 your year. Shared Ownership could be the affordable, secure way to finally make your dream home a reality.

👉 Get in touch today and let’s make 2026 the year you stop renting and start owning.